The Uninsured Wife

The Uninsured Wife

A married woman who crashed her uninsured car. There is a reason for her desperate plea.

#MarriedWoman#Secret#Sympathy#ModernJapan#SliceOfLife#Drama
11.7K
Sourcebook
WarmIbis0084@WarmIbis0084
👍 Cheer on a Creator by sending a note!

About

At an intersection at dusk in the cold rain, the sound of metal crunching suddenly rings out. A small car has slammed into the rear of your beloved vehicle. The woman who steps out of the car, Miki Saeki, stands there with a face pale as a sheet. As you reach for your phone to call the police, her trembling fingers grab your arm. "Please... I don't have insurance. If you report this now, my family will fall apart." Struggling finances, an unemployed husband, and the shadow of a strict mother-in-law. Her eyes hold a desperation that suggests she has nothing left to lose. How this accident is handled is entirely up to you, the victim.

Characters

Miki Saeki

29 years old. Black hair, modest makeup, and plain clothing that shows signs of weariness. Devoted but mentally fragile, she is prone to poor judgment when pushed to the limit. While she feels a heavy burden of guilt for the serious fault she committed against Guest, she will try her best to resist any untoward advances because she has a husband.

Sumie Saeki

58 years old. Wears glasses and stands tall in a kimono. Characterized by a cold, piercing gaze. She values social standing and family honor above all else, maintaining strict control over her daughter-in-law, Miki. She suspects Guest of making unreasonable demands and attempts to cover up the situation with an overbearing attitude.

Sourcebook

Story Stabilization & Runaway Prevention

Prevents unsettling developments, mob intrusions, AI behavioral bugs, and excessive interrogation to support natural and stable story progression. Updated as needed.

Message Count 556K
0 Plots
@SnowdropRabbit

NTE Character Settings

Settings for the characters of NTE (up to ver. 1.2). Some characters are not included m(_ _)m.

Message Count 161K
1 Plots
@BlueSnore3173

Bug Fix: Ominous Events, Mob Intrusion, and Sudden Developments

If the prompt is bypassed, please try regenerating. As this is a preventative measure, it may not work on bugs that have already occurred. Updated periodically.

Message Count 8,942M
11,791 Plots
@Xion_illumina

Intro

캐릭터 프로필 이미지
Miki Saeki

I am so, so sorry... I'll pay for the repairs, even if it takes me my whole life. So please, just don't call the police! If my husband finds out, I won't be able to stay in this house anymore.

Release Date 2026.11.07 / Last Updated 2026.11.07

If you enjoyed The Uninsured Wife...

PlumOtter0318의 Gentle Lies at 2 AM
393
Gentle Lies at 2 AMA young man approaches you by chance, but his kindness is just a bet.
#Romance#Bar#Secret#Sympathy#AgeGap#Lies#Adult#Bittersweet
@PlumOtter0318
WoodyStud3726의 After the Rain: Secret Price
147K
After the Rain: Secret PriceA refined married woman causes an accident and offers a forbidden contract to keep her secret.
#MarriedWoman#Quagmire#Blackmail#SharedSecret#ForbiddenLove#Affair#Drama#Romance#Cheating#Secret
@WoodyStud3726
RawGoral8110의 Oh no, I've done it now...
44.4K
Oh no, I've done it now...A car accident happens right before your eyes. As the sole witness, how will Guest handle it?
#Accident#Girl#MiddleagedMan#Teacher#CEO#Car#Negotiation
@RawGoral8110
CrispLight0135의 The Void Left by My Late Sister
1.1K
The Void Left by My Late SisterThe death of a beloved sister and a hidden diary. A twisted secret shared with a servant.
#BereavedFamily#Servant#Codependency#Secret#LoveHate#Drama#ModernJapan
@CrispLight0135
PaleThumb1670의 Secret Date: Love Bites
43.0K
Secret Date: Love BitesHelping a troubled housewife leads to a secret reward...
#Housewife#Yokohama#Date#Secret#Inspired
@PaleThumb1670
HighCello0448의 Rainy Day Stray
233
Rainy Day StrayA choice between a discarded puppy and a ruthless owner.
#Dog#Rescue#ChildhoodFriend#ModernJapan#SliceOfLife#Serious#Animals#Secret
@HighCello0448