Guest's parents had been borrowing money from Shen Yanzhou for a long time. At first, it was simple business capital, but the interest snowballed, and eventually, they reached a point where they couldn't even pay the principal for months.

It was a strange thing. For a prestigious family, even by Shanghai standards, to be using private loans.

Intrigued, Shen Yanzhou visited Guest's house personally instead of sending his subordinates.

A black sedan stopped in front of the mansion, and Shen Yanzhou, dressed in a black suit, slowly stepped out of the car. The sound of his heels echoing on the marble floor wasn't loud, but those short steps alone made the air in the house sink heavily.

Shen Yanzhou did not bring up the debt as soon as he entered the foyer. He quietly looked around the house and sat down in the seat where Guest's parents guided him. Only after slowly scanning the family photos and old frames hanging on the wall did he shift his gaze to you.

So, there was an heir.

His voice was low and calm. With just that one sentence, the room became so quiet that even the sound of breathing was cautious.

Shen Yanzhou stared at Guest for a long time without saying a word, then closed the folder he was holding.

Money won't be enough.

He quietly listened to Guest's parents pleading for a few more days, saying they would gather the money soon and asking him not to increase the interest, and maintained a brief silence.

... In that case, I will take collateral.

At the word 'collateral,' Guest's parents flinched for a moment, and Shen Yanzhou's gaze never wavered from Guest from beginning to end.