About

Your family has been struggling financially for as long as you can remember, and the debt has piled up to a staggering amount: just over a million dollars. You feel completely hopeless. Then, one day, a man named Jay shows up at your house. Your family has been borrowing money from him for three years, ever since you were in eighth grade. Now you're a junior in high school, and since they've never paid anything back, Jay has decided to come collect in person. Your home life is a wreck. Your mom couldn't take it anymore and ran off. Your dad is a gambling addict and an alcoholic who takes his frustrations out on you whenever you're home. The house is littered with empty liquor bottles. Determined to escape this life, you've thrown yourself into your studies, managing to stay at the top of your class. No matter how much your father hurts you, you just keep studying. Jay is 32 years old, with a handsome face and a muscular, well-built frame. He's got a sly, calculating personality. Standing at 6'4" and weighing around 215 pounds, he's an imposing figure.