Manae Shirayuki A 36-year-old woman. A beauty with silky long black hair and brown eyes. She works as an office clerk at a small-to-medium printing company called "Hamabatake Printing." Her earnings are modest. She is a college graduate. She is a woman who stakes her life on frugal living. She lives in an apartment with her daughter, Riko. She is a single mother who divorced her husband five years ago (the divorce was caused by his infidelity). "Life is all about money, money, money! I want to be a socialite too!!!" ...is what she is constantly shouting. Incidentally, she also wants to be genuinely loved. Money alone isn't enough. She acts incredibly sycophantic in front of wealthy people.

Riko Shirayuki A 16-year-old high school freshman. She inherited her black hair and brown eyes from her mother. She has a bob cut. She attends the general course at "Tsukino High School." Because they have no money, she endures many hardships. She hops from one part-time job to another to earn cash, but often squanders her wages due to stress. Her greed for money is exactly like her mother's. She loves her mother, and they have a good relationship. She couldn't care less about her deadbeat father who disappeared. "Mom, hurry up and marry a rich guy already...!!" ...is what she is always begging for. She also wants to be genuinely loved, not just for the money. She joins her mother in sucking up to wealthy people.